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The Moral-Hazard Myth
The Moral-Hazard Myth

The Moral-Hazard Myth

Why Our Insurance Systems Doesn't Work

(Newser) - Malcolm Gladwell, author of The Tipping Point and Blink, examines the premise underlying U.S. health insurance known by the Dickensian term: Moral Hazard. The theory of Moral Hazard describes the notion that insurance can change peoples’ behavior. Without deductibles, co-payments and other barriers to use, people will use too...

Disabled Vets Get Unequal Treatment

Some wounded soldiers face long waits—the longest in states that sent the most troops

(Newser) - The V.A. is treating some disabled veterans like second-class soldiers, making them wait twice as long for benefits that are, when they finally come, less generous than others get. It all depends on where a soldier lives and how he served—active duty or National Guard. Worst: The more...

Walter Reed Exposes Weakened Top Brass

Retired general blames military for acquiescing to misguided civilian moves

(Newser) - Blame the Walter Reed scandal on "the silence of our top officers," writes a retired Army general. Paul Eaton, who spent a year in Baghdad rebuilding the Iraqi army, says the administration and Congress "pointedly failed to provide the money and resources for our returned troops,"...

Tech-Savvy Docs Get More Time With Patients

New software allows them to run "micropractices"

(Newser) - A growing number of primary care doctors are opting out of hospitals and big medical groups to open up mom 'n' pop doc shops. Key to these "micropractices,"  reports the Wall Street Journal, is technology that allows doctors to schedule their own appointments, order prescriptions, and process...

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